Indian inflation: What will be the case in 2050?

It is an established fact that inflation is going to have a serious concern over the Indian economy and here is one such projection that is estimating the kind of effect this will have on the country.

Money loses its value over time because of inflation. This means that the same amount of money will buy fewer goods and services in the future than it does today. For example, ₹1 crore may sound like a huge sum right now, but by 2050, its actual value could be much lower.

If the average inflation rate stays at 5% per year, ₹1 crore in 2050 would only have the same buying power as about ₹29.36 lakh today. At 6% inflation, the impact is worse — in 20 years, that ₹1 crore could be worth roughly ₹31.18 lakh, and by 2050, close to ₹17.41 lakh.

The effect is even more dramatic at 7% inflation. Over two decades, ₹1 crore could shrink in value to only about ₹25 lakh in today’s terms. This shows how inflation quietly but steadily reduces the power of your savings over the years.

The main lesson is that keeping money idle is risky for your future. If your savings grow slower than inflation, you will lose purchasing power. To protect your wealth, it’s important to choose investments that give returns higher than inflation, such as stocks, equity mutual funds, or other growth-focused options. This way, you can ensure your money not only keeps up with rising prices but also grows in real time.